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Our sole vision is to attain the best standards and become India’s top financial consulting company. Our mission is to work with intensity, dedication and innovation to achieve excellence in service. Digital Finance is committed to client safety, client secrecy, and data confidentiality. Our consultants also provide doorstep services. Provide the best loan services and our experience staff help you. Less document and fast approve process of passages. Professional Team We share all information with our customers so that they can take informed decision and avail the loan they need Attractive interest rates We offer a Personal Loan at a low interest rate, ensuring that you save money by paying lower EMIs. Easy To Apply Simple application process and most minimum documentation. Sanctioning done within minutes of applying. Transparent We are transparent and all information is shared with the borrower and there are no hidden fees or charges No Ambiquity Adequate measures are taken to ensure that the customer understands the nature of the loan and there is no ambiguity. We Approve Loans 95% Daily Payments ₹90k Staff Members 750+ Happy Customers 12,390+

Our main endeavour is to give you a smooth and excellent borrowing experience. No complicated procedures or application forms, most minimum documentation, no waiting for days for approval. What can be better than this? We understand that immediate funds can be required for a variety of reasons such as: School fees getting delayed Credit card payment House rent payment It can be illness in the family EMI about to bounce And this fund should be within your arms’ length – easily accessible. With our line of credit funds will always be available to you whenever you need them most.

Some people think that a loan is a gift. However, it is not true. A loan is a money, property or other material goods given to another party in exchange for future repayment of the loan value amount, along with interest or other finance charges. You can fill out the application form on the site and we’ll contact you within 1 hour. Once approved, you will receive the loan the next business days. For an instant personal loan applications, go online: Apply for a personal loan online with all of the Complete information to get a quick approval. Personal loan applications submitted online are accepted in a few minutes. Find out if you qualify for a loan and fill out the necessary paperwork. After that, experts verify the submitted papers and loan application. The loan is sanctioned after approval, and you will receive the funds in your bank account within 24 hours.

Aside from the interest rate on a personal loan, there are a few other costs to consider, which are separated into three categories:- General fees, Miscellaneous fees, and Foreclosure fees. Processing Fee – Up to 1.7% of the loan amount + GST A processing fee is a one-time cost paid by lenders when a personal loan application is processed. Even if the loan is not approved, it is non-refundable. Penal Interest/Additional Interest – 2% on Overdue amount per month + GST Penal interest is the rate of interest that will be charged on late monthly instalments. The borrower will now be obliged to pay the additional interest as well as the delayed instalment. Bounce Charges – Rs. 450 for every cheque/Payment Instrument Dishonour + GST Mandate Rejection Service Charge – ₹ 400 + GST Instrument Swap Charges – Rs. 450 + GST CCOD Annual Maintenance Charges – 0.30% on Dropline Amount + GST or ₹ 750, whichever is higher per year will be deducted from the limit and shall be payable at the end of the 15th month. Loan Cancellation Charges – 1.75% of loan amount or Rs. 5,350, whichever is higher + GST Outstation Collection Charges – Rs. 150 + GST per repayment tenure Statement of Accounts – Soft Copy – Nil. Duplicate NOC – Rs. 500 + GST Duplicate Repayment Schedule – Soft Copy–Nil Post-Dated Cheque Charges – Rs. 650 + GST Foreclosure Charges No Pre-closure Charges There are no pre-closure charges and the loan can be closed the moment your purpose is served Foreclosure Letter Charges Soft Copy – Nil

Below mentioned are features of Quick Loan, India. Quick loans offered in India are different from that those offered worldwide. These loans are not typically termed as ‘quick loans’ but carry different names and have different approval time-frames. These loans however have simple documentation and lenient requirements. The quick loans offered by the banks and financial institutions are different from the quick loans offered worldwide. There is no special kind of loans called quick loans in India but there are alternative loans with quick approval. These loans require have lenient requirements and simple documentation. Tips to Choose the Best Quick Loan If you want a higher loan amount, then you can opt for personal loan than credit card loans. Check and compare interest rate, tenure, loan amount offered by several banks and NBFCs in India at our website, before taking a decision. The right kind of quick loan depends on your requirements, thus it is important that you understand what your financial need is before applying for personal loan with a bank or NBFC.

Below mentioned are quick loan benefits. No Credit Check: As mentioned earlier, quick loans do not necessarily required the applicant to maintain a good credit score, since the loan can be disbursed without credit check. Speed of Approval and Disbursal: These loans are provided within 2 to 24 hours and at max 48 hours. Unsecured Credit Facility: Quick loans are basically unsecured loans, wherein the financial institution or lender does not require a security or collateral. Online Application: You can apply for quick loans online on Loanbaba.com. Minimal Documentation: To avail these loans you need only minimal documentation such as identity and address proof and probably income proof. Thus, the approval and disbursal process is also quick. Self-employed Individuals Can Apply: A quick loan can be availed by self-employed individuals in many cases. Non-existing Customers Can Apply: Even if you are not an existing customer to the financial institution with which you apply for the quick loan, you can still get the loan.

Below listed are the quick loan disadvantages. Higher Rates of Interest: The quick loans come with very high rate of interest. The rates are almost double of that applied on regular loans. Thus, these loans are considered expensive. Many Non-certified Lenders: As many people require urgent cash, there are more than just official banks, NBFCs or certified lenders offering the loan. You must beware of shady lenders who are not certified as it can be risky to borrow from them. Heavier EMIs: The quick loans are short term loans and are to be repaid in a few weeks to maximum 3 months. This means you have to pay heavier EMIs in limited time. If you are choosing a quick loan, look into the repayment tenure and associated conditions.

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